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The Two Ways to Get Medicare
Original Medicare
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​Original Medicare consists of two parts- Part A & Part B. Part A is Hospital insurance and Part B is Medical insurance
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Prescription drug coverage can be obtained by purchasing a Part D plan
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Original Medicare can be used at any provider in the United States that accepts Medicare
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Medicare Supplement (Medigap) plans can be purchased to help pay for out-of-pocket costs such as copays and coinsurance
Medicare Advantage
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Medicare Advantage (Part C) is an alternative to Original Medicare that combines Part A & Part B and typically includes prescription drug coverage
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Most Medicare Advantage plans require you to use providers within a network and use a PPO or HMO model
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Many Advantage plans offer additional benefits not found in Original Medicare such as dental, vision, and gym membership perks.
Deciding which Medicare plan is best for you can be a confusing and daunting task. It doesn't have to be with help from a Medicare Advocate at Midwest Medicare Advisors. If you are turning 65 and would like help determining which plan is right for you, please contact us today.