The Two Ways to Get Medicare

Original Medicare

  • Original Medicare consists of two parts- Part A & Part B. Part A is Hospital insurance and Part B is Medical insurance

  • Prescription drug coverage can be obtained by purchasing a Part D plan

  • Original Medicare can be used at any provider in the United States that accepts Medicare

  • Medicare Supplement (Medigap) plans can be purchased to help pay for out-of-pocket costs such as copays and coinsurance

Medicare Advantage

  • Medicare Advantage (Part C) is an alternative to Original Medicare that combines Part A & Part B and typically includes prescription drug coverage

  • Most Medicare Advantage plans require you to use providers within a network and use a PPO or HMO model

  • Many Advantage plans offer additional benefits not found in Original Medicare such as dental, vision, and gym membership perks. 

Deciding which Medicare plan is best for you can be a confusing and daunting task. It doesn't have to be with help from a Medicare Advocate at Midwest Medicare Advisors. If you are turning 65 and would like help determining which plan is right for you, please contact us today.