How to Avoid a Medicare Scam

This week our topic is unfortunately hitting close to home as there's been a recent increase (at least from our side) in Medicare Scams. Most of the time these will take place as Fake Medicare Calls. A scammer will pose as a Medicare rep or an insurance agent to get hold of your Medicare number. They usually say you need a new card, or your coverage could be at risk if you don't verify your number. It is a fact that Medicare will never call to ask you for your number. Another common call you might get is for free medical equipment such as knee braces, or orthotics, if it sounds too good to be true, it usually is. The most common we've seen recently is Medicare Advantage Plan Enrollment scams. These are usually coming from call centers who are providing misinformation and are not authorized brokers. They will misrepresent carriers, networks and costs and switch you into a plan without consent.

How can you protect yourself- don't share your Medicare or SSN with unsolicited callers, always check your explanation of benefits and reach out to your broker to verify anything. If you don't have an agent of record on your Medicare plan, please call us, we will help you navigate uncertain scenarios to make sure you are set for your healthcare coverage!  You should also report any suspicious activity to 1-800- Medicare. 

Unfortunately, individuals with memory loss are at significant risk. If you are a caregiver of someone who is affected by memory loss and on Medicare- take these precautions: Block unsolicited calls- you can register your number with the national do not call list at donotcall.gov. Restrict access to sensitive documents by storing their Medicare card in a secure location. Make sure there is a Power of Attorney set up for the individual as well. 

If you have any questions, please reach out to us!